March credit loosening, though, came with compromises.

Auto-focused lenders were the exception in August, when overall consumer confidence actually rose.

Conditions improved in October across the board, though some measures are still down from prepandemic levels, Cox says.

Central bank waiting to see what happens under Trump administration. Auto loan rates, meanwhile, are rising again.

Q3 numbers show that the sector is moving toward normality.

Percentage in negative equity grows, and average amount owed reaches a record in Q4.

Carmaker will add the payment options in its European dealerships this month after introducing it in the U.S. last year.

July conditions tighter for consumers despite average loan rate decline.

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Greater credit access in November combines with falling delinquencies for more stable conditions.