Recent patterns show good credit helps navigate high interest rates as highly leveraged consumers sink further.

June upticks still came with risky exposures.

Slight May improvement came with risks to borrowers, lenders.

Experian report shows other shifts, including banks clawing back market share.

Overall April conditions didn’t benefit the consumer, especially those presenting more risk.

Rethinking auto financing for a new era of buyers

March credit loosening, though, came with compromises.

Q1 stats show more than ever are opting for seven-year loans for new vehicles.

Mixed February conditions still produce highest Cox index reading in more than two years.

January’s mixed conditions bring good and bad news for consumers.