June upticks still came with risky exposures.

June upticks still came with risky exposures.

June upticks still came with risky exposures.

Slight May improvement came with risks to borrowers, lenders.

Slight May improvement came with risks to borrowers, lenders.

Slight May improvement came with risks to borrowers, lenders.

Experian report shows other shifts, including banks clawing back market share.

Experian report shows other shifts, including banks clawing back market share.

Experian report shows other shifts, including banks clawing back market share.

Overall April conditions didn’t benefit the consumer, especially those presenting more risk.

Overall April conditions didn’t benefit the consumer, especially those presenting more risk.

Overall April conditions didn’t benefit the consumer, especially those presenting more risk.

Rethinking auto financing for a new era of buyers

Rethinking auto financing for a new era of buyers

Rethinking auto financing for a new era of buyers

March credit loosening, though, came with compromises.

March credit loosening, though, came with compromises.

March credit loosening, though, came with compromises.

Q1 stats show more than ever are opting for seven-year loans for new vehicles.

Q1 stats show more than ever are opting for seven-year loans for new vehicles.

Q1 stats show more than ever are opting for seven-year loans for new vehicles.

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Percentage in negative equity grows, and average amount owed reaches a record in Q4.

Percentage in negative equity grows, and average amount owed reaches a record in Q4.

Percentage in negative equity grows, and average amount owed reaches a record in Q4.

Greater credit access in November combines with falling delinquencies for more stable conditions.

Greater credit access in November combines with falling delinquencies for more stable conditions.

Greater credit access in November combines with falling delinquencies for more stable conditions.

Q3 numbers show that the sector is moving toward normality.

Q3 numbers show that the sector is moving toward normality.

Q3 numbers show that the sector is moving toward normality.

Conditions improved in October across the board, though some measures are still down from prepandemic levels, Cox says.

Conditions improved in October across the board, though some measures are still down from prepandemic levels, Cox says.

Conditions improved in October across the board, though some measures are still down from prepandemic levels, Cox says.

September numbers break streak of tightening while some borrowers walk a shaky line.

September numbers break streak of tightening while some borrowers walk a shaky line.

September numbers break streak of tightening while some borrowers walk a shaky line.

Auto-focused lenders were the exception in August, when overall consumer confidence actually rose.

Auto-focused lenders were the exception in August, when overall consumer confidence actually rose.

July conditions tighter for consumers despite average loan rate decline.

July conditions tighter for consumers despite average loan rate decline.

July conditions tighter for consumers despite average loan rate decline.

July conditions tighter for consumers despite average loan rate decline.

Poll shows growing aversion to technology’s accelerating part in process.

Poll shows growing aversion to technology’s accelerating part in process.

Poll shows growing aversion to technology’s accelerating part in process.

Poll shows growing aversion to technology’s accelerating part in process.