July conditions tighter for consumers despite average loan rate decline.

Poll shows growing aversion to technology’s accelerating part in process.

There appears to be a regulatory target on auto dealer-provided loans.

Carmaker will add the payment options in its European dealerships this month after introducing it in the U.S. last year.

June conditions, including best average loan rate in a year, make buying more likely.

New buyers, especially those with EV trade-ins, are feeling the brunt of depreciation as market normalizes.

Borrowers taking on more debt, moving many into delinquent territory.

Affordability metrics improved in May as lending costs ebbed, finances flowed more freely.

Rising auto loan delinquencies, though bad news, could be another opportunity for agents to help dealers come down from pandemic highs.

May mix of conditions shows year-over-year loosening by most measures.